{"title":"Dan Immergluck","description":null,"products":[{"product_id":"red-hot-city-book-dan-immergluck-9780520387645","title":"Red Hot City","description":"An incisive examination of how growth-at-all-costs planning and policy have exacerbated inequality and racial division in Atlanta.     Atlanta, the capital of the American South, is at the red-hot core of expansion, inequality, and political relevance. In recent decades, central Atlanta has experienced heavily racialized gentrification while the suburbs have become more diverse, with many affluent suburbs trying to push back against this diversity. Exploring the city’s past and future, Red Hot City tracks these racial and economic shifts and the politics and policies that produced them.     Dan Immergluck documents the trends that are inverting Atlanta’s late-twentieth-century “poor-in-the-core” urban model. New emphasis on capital-driven growth has excluded low-income people and families of color from the city’s center, pushing them to distant suburbs far from mass transit, large public hospitals, and other essential services. Revealing critical lessons for leaders, activists, and residents in cities around the world, Immergluck considers how planners and policymakers can reverse recent trends to create more socially equitable cities.","brand":"WoB","offers":[{"title":"US \/ GOOD \/ SBYB","offer_id":49939134251281,"sku":"CIN0520387643G","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ VERY_GOOD \/ SBYB","offer_id":50134911811857,"sku":"CIN0520387643VG","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ NEW \/ INGRAM","offer_id":51002976305425,"sku":"NIN9780520387645","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"GB \/ NEW \/ INGRAM","offer_id":53521178394897,"sku":"NLS9780520387645","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/0520387643.jpg?v=1751197387"},{"product_id":"preventing-the-next-mortgage-crisis-book-dan-immergluck-9781442253131","title":"Preventing the Next Mortgage Crisis","description":"The great U.S. mortgage crisis was a transformative event that will reverberate for decades across families, neighborhoods, and cities. After years of research on various aspects of the crisis, Dan Immergluck examines what went wrong, identifying the factors that created the fragile housing finance system, which provided fertile ground for calamity. He also examines the federal response to the crisis, including who benefitted most from the response, and how a more effective and fair response could have been formulated. To reduce the incidence of future crises, Immergluck provides a pathway for building a more stable and fair housing finance system that would be less vulnerable to the booms and busts of global finance. Housing finance helps determine access to stable, decent-quality, affordable housing and also affects the geography of housing and educational opportunities. Thus, housing markets shape our communities, our neighborhoods, and our social and economic opportunities. Immergluck's analysis and formulation of a way forward will be of particular interest to those concerned with urban form, neighborhood change and stability, and urban planning and policy, as well as those interested in housing and mortgage markets more generally.","brand":"WoB","offers":[{"title":"US \/ GOOD \/ SBYB","offer_id":50098417336593,"sku":"CIN1442253134G","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"GB \/ NEW \/ INGRAM","offer_id":52135387693329,"sku":"NLS9781442253131","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/1442253134.jpg?v=1751178403"},{"product_id":"credit-to-the-community-book-dan-immergluck-9780765612588","title":"Credit to the Community","description":"This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.","brand":"WoB","offers":[{"title":"US \/ GOOD \/ SBYB","offer_id":50359509352721,"sku":"CIN0765612585G","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"GB \/ NEW \/ INGRAM","offer_id":52522498228497,"sku":"NLS9780765612588","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/0765612585.jpg?v=1750701929"},{"product_id":"red-hot-city-book-dan-immergluck-9780520387638","title":"Red Hot City","description":"An incisive examination of how growth-at-all-costs planning and policy have exacerbated inequality and racial division in Atlanta.     Atlanta, the capital of the American South, is at the red-hot core of expansion, inequality, and political relevance. 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