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But even from the beginning, mutual funds had structural flaws that created disappointing long-term performance, thereby harming the financial well-being of millions of mutual fund investors. Some of these flaws include high costs, embedded capital gains, hidden costs, over-diversification, lack of transparency, and even sneaky behavior. Mutual Funds Exposed is an engaging, easy-to-read expose that rips the cover off an industry that commands trillions of dollars of investor savings, and clearly shines a bright light on these pitfalls of mutual funds. It also provides a glimpse into alternatives that investors can choose that give them the investing advantages that ultra-wealthy investors and institutions have enjoyed for decades. 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