{"title":"Lisa Servon","description":"\u003cp\u003eDiscover insightful works by Lisa Servon, delving into urban economies, personal finance, and the lives of everyday Americans. Explore her engaging books that offer a unique perspective on modern society.\u003c\/p\u003e","products":[{"product_id":"unbanking-of-america-how-the-new-middle-class-survives-book-lisa-servon-9780544602311","title":"Unbanking of America: How the New Middle Class Survives","description":"\u003cb\u003eAn urgent, absorbing expos --why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers, while serving only the wealthiest Americans. \u003cbr\u003e\u003cbr\u003eLisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a \u003ci\u003etanda\u003c\/i\u003e, an informal lending club. And she delivers fascinating, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us. Banks were once essential pillars of our lives; now we can no longer count on them to do right by us.\u003cbr\u003e\u003cbr\u003e Required reading for fans of muckraking authors like Barbara Ehrenreich, this fascinating look at the future of money management insists that the 'unbanked' are a sector deserving of respect and solid options.\u003cb\u003e\u003c\/b\u003e --\u003ci\u003ePublishers Weekly\u003c\/i\u003e, starred review","brand":"WoB","offers":[{"title":"GB \/ VERY_GOOD \/ INTERNAL","offer_id":49537788936465,"sku":"GOR009172418","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"GB \/ LIKE_NEW \/ INTERNAL","offer_id":49607799177489,"sku":"GOR009423896","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ WELL_READ \/ SBYB","offer_id":50353118314769,"sku":"CIN0544602315A","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ GOOD \/ SBYB","offer_id":50354861113617,"sku":"CIN0544602315G","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"US \/ VERY_GOOD \/ SBYB","offer_id":51415964909841,"sku":"CIN0544602315VG","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/0544602315.jpg?v=1751007688"},{"product_id":"unbanking-of-america-book-lisa-servon-9781328745705","title":"The Unbanking of America","description":"All three are victims of our dysfunctional mainstream bank and credit system. Today nearly half of all Americans live paycheck to paycheck, as income volatility has doubled over the past thirty years. Banks, with their monthly fees and high overdraft charges, take advantage of these fluctuations rather than help their lower and middle income customers manage them. Lisa Servon delivers provocative dispatches from inside a range of banking alternatives serving a steadily increasing number of Americans. She works as a tellerat RiteCheck, a check-cashing business in the South Bronx; as a payday lender in Oakland, California; and looks closely at the workings of a tanda, an informal lending club. And she delivers fascinating, hopeful portraits of the entrepreneurs reacting to the unbanking of America -and designing systems to transform how nonwealthy Americans can gain the access to and agency over their own money that they, especially, need.","brand":"WoB","offers":[{"title":"US \/ GOOD \/ SBYB","offer_id":50091472355601,"sku":"CIN1328745708G","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"GB \/ VERY_GOOD \/ INTERNAL","offer_id":50982980845841,"sku":"GOR012286329","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ NEW \/ INGRAM","offer_id":51023234793745,"sku":"NIN9781328745705","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"US \/ VERY_GOOD \/ SBYB","offer_id":51693796688145,"sku":"CIN1328745708VG","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"GB \/ NEW \/ INGRAM","offer_id":52143097643281,"sku":"NLS9781328745705","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/1328745708.jpg?v=1751271514"}],"url":"https:\/\/www.worldofbooks.com\/collections\/author-books-by-lisa-servon.oembed","provider":"World of Books ","version":"1.0","type":"link"}