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It's full of uncommon commonsense lessons and guidance on the way people should use their money.\"\u003cbr\u003e With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have.\u003cbr\u003e \u003cbr\u003e Michelle Singletary on . . .\u003cbr\u003e \u003cbr\u003e Romance and Money\u003cbr\u003e \"It's okay to say: 'Honey, I love you and everything, but if you need money, ask your mama.'\"\u003cbr\u003e \u003cbr\u003e Credit Cards\u003cbr\u003e \"We are minimizing our financial potential by making minimum credit-card payments.\"\u003cbr\u003e \u003cbr\u003e Car Buying\u003cbr\u003e \"If you want to save money, keep your car until you're on a first-name basis with the local tow-truck drivers.\"\u003cbr\u003e \u003cbr\u003e Leasing a Car\u003cbr\u003e \"You, too, can drive a car you can't afford and then have to give it back. 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