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It's for the individual, the business owner and the policymakers.\u003cbr\u003e \u003cbr\u003e The ability to \u003cem\u003emake money\u003c\/em\u003e and the ability to\u003cem\u003e control money\u003c\/em\u003e are two very different skills. Tony Melvin had mastered the skill of making money at an early age, yet despite this ability, he found himself in massive debt. At the age of 28, after selling all of his assets, he still owed over $300,000 with no income, no job and no place to live \u003cbr\u003e \u003cbr\u003e It was at this turning point in his life he realized he had\u003cstrong\u003e poor habits\u003c\/strong\u003e. He also realized he had never been taught how to control money.\u003cbr\u003e \u003cbr\u003e Overcoming all the odds, Tony repaid his debt and avoided bankruptcy. But his greatest triumph was discovering the \u003cem\u003eRich Habits.\u003c\/em\u003e \u003cbr\u003e \u003cbr\u003e 15 years later Tony has taught and helped thousands implement the\u003cem\u003e Rich Habits\u003c\/em\u003e, eliminating debts and rising toward being truly rich.\u003cbr\u003e \u003cbr\u003e Now, for the first time, all 22\u003cem\u003e Rich Habits\u003c\/em\u003e are clearly defined and explained as he takes you on an inspiring journey of victory.\u003c\/p\u003e\u003cp\u003eWHAT YOU WILL LEARN: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eThe 3 things you must do to be Rich.\u003c\/li\u003e \u003cli\u003eHow to control your money.\u003c\/li\u003e \u003cli\u003eThe two different types of debt.\u003c\/li\u003e \u003cli\u003eHow to get rid off credit cards and personal loans.\u003c\/li\u003e \u003cli\u003eHow to negotiate with banks and lenders to eliminate debt fast.\u003c\/li\u003e \u003cli\u003eHow to communicate with creditors (with example letters).\u003c\/li\u003e \u003cli\u003eHow to deal with legal firms.\u003c\/li\u003e \u003cli\u003eHow to handle debt collectors.\u003c\/li\u003e \u003cli\u003eHow to avoid going bankrupt.\u003c\/li\u003e \u003cli\u003eHow to organize your life and minimize stress.\u003c\/li\u003e \u003cli\u003eHow to achieve your financial goals.\u003c\/li\u003e \u003cli\u003eHow to develop successful money habits.\u003c\/li\u003e \u003cli\u003eHow to play the game of investing and WIN \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eNo matter where you are right now, no matter what financial turmoil exists around you, no matter what you have lost, you can build yourself back up again by realizing there is a way and that you can do it. \u003cbr\u003e \u003cbr\u003e If you do, if you apply what I've written here, you will not only make it but this time you'll be stronger than ever before because of your experience.\u003c\/p\u003e \u003cp\u003e-- Tony Melvin\u003c\/p\u003e \u003cp\u003eFEEDBACK\u003c\/p\u003e It was the worst place to be at age 41. 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