{"title":"Udeme Jonah","description":null,"products":[{"product_id":"breaking-financial-barriers-book-udeme-jonah-9781837081790","title":"Breaking Financial Barriers","description":"\u003cp\u003eStarting a business or ensuring a small business continues to operate successfully often requires taking out business loans, but are there systemic barriers to ethnic minority business owners in obtaining a loan? Focusing specifically on Scotland, the author draws on original research, including in-depth interviews and thematic analysis, the book highlights the systemic barriers such as education, language proficiency, interest rates, trust issues, and residency requirements that hinder access to finance. The research also examines institutional factors like credit ratings, information asymmetry, and strict loan processes that disproportionately affect ethnic minority entrepreneurs. \u003c\/p\u003e\n\u003cp\u003eThe book offers readers a comprehensive overview of the difficulties faced by this demographic but also offers practical recommendations for policymakers, financial institutions, and community organizations to foster a more inclusive lending environment. In addressing both the micro-level challenges and macro-level systemic issues, this text aims to contribute to the broader discourse on financial inclusion, economic equity, and the role of small businesses in sustainable development. \u003c\/p\u003e\n\u003cp\u003eThe \u003cem\u003eInternational Studies in Small Business and Entrepreneurship Research \u003c\/em\u003eSeries opens a new chapter, as it seeks to advance discussions that consolidate conventional knowledge. The purpose of this initiative is to invite new reflections on the nature of entrepreneurship and small business across contexts. The collections in this series aim to improve the theoretical rigour and practical relevance of the field. The emphasis is to advance contemporary contributions that matter for small business and entrepreneurship, by directing us to underexplored and under-theorised contexts.\u003c\/p\u003e","brand":"WoB","offers":[{"title":"GB \/ NEW \/ GARDNERS","offer_id":52724029653265,"sku":"NGR9781837081790","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"GB \/ NEW \/ INGRAM","offer_id":53521469407505,"sku":"NLS9781837081790","price":0.0,"currency_code":"GBP","in_stock":true},{"title":"US \/ NEW \/ INGRAM","offer_id":54377891496209,"sku":"NIN9781837081790","price":0.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/9781837081790.jpg?v=1773222520"},{"product_id":"growth-barriers-and-external-pressures-affecting-small-businesses-book-udeme-jonah-9781807911836","title":"Growth Barriers and External Pressures Affecting Small Businesses","description":"\u003cp\u003eSmall business set-up, establishment and continuation are affected by a whole range of external pressures and barriers, a number of which business owners have a little or no control over.\u003c\/p\u003e\n\u003cp\u003eThe focus of this research is on barriers such as limited human capital, lack of specialized skills, funding limitations, and operational inefficiencies that restrict scaling for small businesses. It also addresses financial challenges, including difficulty securing loans, limited investment, cash flow management issues, and the impact of interest rates.\u003c\/p\u003e\n\u003cp\u003eThe book not only provides a comprehensive overview of the small business growth barriers and covers the external pressure of complex government regulations, licensing, tax compliance, and legal hurdles that disproportionately affect smaller businesses, this book aims to contribute to the broader discourse on financial inclusion, economic equity, and the role of small businesses in sustainable development.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThe International Studies in Small Business and Entrepreneurship Research\u003c\/em\u003e series opens a new chapter, as it seeks to advance discussions that consolidate conventional knowledge. The purpose of this initiative is to invite new reflections on the nature of entrepreneurship and small business across contexts. The collections in this series aim to improve the theoretical rigour and practical relevance of the field. The emphasis is to advance contemporary contributions that matter for small business and entrepreneurship, directing us to underexplored and under-theorised contexts.\u003c\/p\u003e","brand":"WoB","offers":[{"title":"- \/ - \/ INTERNAL","offer_id":67614718918929,"sku":null,"price":0.0,"currency_code":"GBP","in_stock":true},{"title":"GB \/ NEW \/ GARDNERS","offer_id":67614719377681,"sku":"NGR9781807911836","price":0.0,"currency_code":"GBP","in_stock":false}]}],"url":"https:\/\/www.worldofbooks.com\/collections\/author-books-by-udeme-jonah.oembed","provider":"World of Books ","version":"1.0","type":"link"}