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Our best images of the men, women, and events of the struggle for independence are preserved at the Yale University Art Gallery because of a gift annuity.\u003c\/p\u003e \u003cp\u003eThe contracts for Trumbull's annuity became templates for nonprofit annuities in the U.S. for the next hundred years.\u003c\/p\u003e \u003cp\u003eAmerican donors fell in love with gift annuities in the 1920s. An international campaign by the American Bible Society produced 4,615 gift annuity contracts between 1919-1930. Many nonprofit organizations leaped into issuing annuities, often without adequate financial safeguards.\u003c\/p\u003e \u003cp\u003eIn 1927, George Augustus Huggins proposed a national risk-management system at a hastily-convened conference on gift annuities. Huggins introduced actuarial principles for charitable gifts that we now take for granted: statistical measurement of average annuitant longevity; calculating payment rates by targeting a charitable residuum; and valuing charitable and beneficiary interests using financial projections grounded in investment experience.\u003c\/p\u003e \u003cp\u003eAfter the 1927 conference, gift calculations required well-trained guidance. The profession of charitable gift planning was born. For ten conferences on annuities during Huggins's lifetime, nonprofits were challenged by an unparalleled increase in longevity and a volatile economy marked by the Roaring Twenties, Great Depression, World War II, and a post-war boom.\u003c\/p\u003e \u003cp\u003eBy Huggins's last conference in 1959, the Committee on Gift Annuities had virtually eliminated competition over annuity rates, and had introduced best practices for ethical marketing, accounting, investment of reserves, and compliance with federal and state laws, regulations, and court decisions.\u003c\/p\u003e \u003cp\u003eA History of Charitable Gift Planning includes the full texts of important documents, several timelines, a substantial index, and an extensive bibliography.\u003c\/p\u003e","brand":"WoB","offers":[{"title":"US \/ VERY_GOOD \/ SBYB","offer_id":50113977614609,"sku":"CIN1505458641VG","price":0.0,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/1505458641.jpg?v=1751405621"},{"product_id":"snifter-of-death-book-chris-karlsen-9781545211090","title":"Snifter of Death","description":"The beguiling Detective Inspector Rudyard Bloodstone is back in a sequel to the Bloodstone Series, vol. one: Silk. \u003cp\u003e\u003c\/p\u003eThe summer of 1889 was proving to be a strange one for Detective Inspector Rudyard Bloodstone and his partner. 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