Spare Change shows that anyone can have a more fulfilling approach to money, regardless of personality, background or income.

This inspirational yet down-to-earth book helps readers to take control and get the most out of their finances, from the practical advice on how to save, and tips on how to make your money go further, to dealing with socialising on a budget.

Iona Bain helps readers to work out their own personal relationship with money, then helps them to formulate an action plan, tailored to their own personal needs.

This is the perfect handbook for the compulsive spender, budgetphobe or just anyone who wants to improve their financial savviness. It's never too late to clean up your finances!