Smarter Investing cuts through the noise of conflicting investment advice to show you how to translate your investment goals into a personal portfolio that plays the probabilities in your favour with every investment decision you make. It's easier than you think to help yourself to higher returns. What should I do with my money? It's a simple question, you'd think, but one that has generated a bewildering array of complex and costly answers. Answers which take the average investor ever more time and effort to understand and apply, and which deliver distinctly average results. Most investors spend a lot of time trying, and failing, to beat the average. Many more pay other people the professionals to try, and fail, to beat the market for them. There is a smarter way, and it's a simpler way. Instead of working hard, or paying more, to achieve average results, why not make your money work harder on your behalf? Smarter Investing will introduce you to a simple and powerful approach to investing, helping you to build an investment portfolio that suits your needs and quietly gets on with the job of generating higher returns and greater wealth. At its heart is a set of rules that cut through the noise of the investment world and put you back in control. It's all about focusing on a few key things and making decisions that improve your chances. Mixing clear principles, simple techniques and a wealth of uncommon sense, Smarter Investing will show you how to translate your personal investment goals into an investment portfolio and play the probabilities in your favour with every investment decision you make. Smarter investors know that, sometimes, less really does mean more.