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This completely updated Handbook, organized by section number, is a readable, easy-to-understand reference for comprehending complex Social Security programs and services and contains information on several topics relevant to Social Security policies:   ·How Social Security programs are administered  ·Who is and isn't covered under retirement, survivors, disability, and hospital insurance programs  ·Who is responsible for submitting the necessary evidence to support a claim  ·How claims are processed by the Social Security office  ·What Social Security benefits are owed to you  ·How to obtain information about your rights under Social Security policy   The Handbook is designed to help users understand the gray areas of the Social Security Act, and to provide critical information about rights and obligations under Social Security laws.   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