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And as the recent era underscores, past performance is of little help. The Morningstar Guide to Mutual Funds helps cut through the fog with a solid volume of constructive information. The central message----a truly diversify, keep it simple, focus on costs, and stick with ita ----is not only timeless, it is priceless.\" ----John C. Bogle, founder and former CEO, The Vanguard Group \"Successful investors know they must do their own due diligence. Morningstar has done much of that homework in this guide. Leave it to Morningstar to get it right, offering smart ways to pick, build and monitor a portfolio. Ita s a commonsense guide that should grace every investora s shelf.\" ----Ted David, CNBC Anchor \"Therea s nothing Morningstar doesna t know about mutual funds. And at last, for ready reference, therea s a book. 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This book is the culmination of nearly two decades of research, analysis, and good old commonsense wisdom. \" Tyler Mathisen, financial journalist, CNBC \"Momentum investing, the hype in NASDAQ, the dot-com mania are mostly behind us.  Now, we must navigate through the market debris. We need a compass as we look to allocate our financial resources in a way best suited to maintain purchasing power and fully fund retirement.  The Morningstar(r) Guide will help investors find true north and steer a course to reach their long-term financial goals. \" Mario J.  Gabelli, Chief Investment Officer Gabelli Asset Management, a publicly traded company \"A generation of investors who took the stock market for granted now know how important it is to understand and control their own investments.  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