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Also included are a number of largely forward looking topics: - extended discussion of insurance to cover disability and long-term care - challenges to the welfare state including demographic change, globalization, changes in family structure and changes in the structure of jobs - debates about the welfare state Suitable for students of both economics related disciplines, the book encourages greater accessibility for students and contains a non-technical appendix in every chapter, diagrams, additional readings, worked examples and end of chapter discussion questions. 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