{"product_id":"budgeting-for-beginners-book-peter-j-sander-9780744092479","title":"Budgeting for Beginners","description":"Make the most of your money with this simple step-by-step guide to creating a budget!  Does opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will help you build the confidence you need to take on short-term and long-term financial problems and goals.  This revised pocket guide includes how to:     Save and invest money. Set up a budget you can stick to. Pay off your credit cards in a timely manner. Avoid habitual budgeting mistakes.   Along the way, you’ll complete a 12-step program for creating a reasonable budget you won’t want to break. This will help start you on the road to financial freedom and control!","brand":"WoB","offers":[{"title":"GB \/ NEW \/ GARDNERS","offer_id":49745711038737,"sku":"NGR9780744092479","price":12.29,"currency_code":"GBP","in_stock":true},{"title":"US \/ NEW \/ INGRAM","offer_id":51214962786577,"sku":"NIN9780744092479","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ GOOD \/ SBYB","offer_id":51852683378961,"sku":"CIN0744092477G","price":0.0,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/0744092477.jpg?v=1751137448","url":"https:\/\/www.worldofbooks.com\/en-gb\/products\/budgeting-for-beginners-book-peter-j-sander-9780744092479","provider":"World of Books ","version":"1.0","type":"link"}