{"product_id":"how-to-retire-with-enough-money-book-teresa-ghilarducci-9780761186137","title":"How to Retire with Enough Money","description":"Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to \"get rid of your guy\"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.","brand":"WoB","offers":[{"title":"US \/ GOOD \/ SBYB","offer_id":49764108828945,"sku":"CIN0761186131G","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"US \/ VERY_GOOD \/ SBYB","offer_id":50245872353553,"sku":"CIN0761186131VG","price":0.0,"currency_code":"GBP","in_stock":false},{"title":"GB \/ VERY_GOOD \/ INTERNAL","offer_id":51544386076945,"sku":"GOR007613301","price":4.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/4072\/6801\/files\/0761186131.jpg?v=1750817506","url":"https:\/\/www.worldofbooks.com\/en-gb\/products\/how-to-retire-with-enough-money-book-teresa-ghilarducci-9780761186137","provider":"World of Books ","version":"1.0","type":"link"}