Russell Wild is a Certified Financial Planner and a Registered Investment Advisor. He is one of only a handful of wealth managers in the nation who is both fee--only (takes no commissions) and welcomes clients of both substantial and modest means. He calls his firm Global Portfolios to reflect his ardent belief in international diversification -- using exchange--traded funds to build well--diversified, low--expense, tax--efficient portfolios. Wild, in addition to the fun he has with his financial calculator, is also an accomplished writer who helps readers understand and make wise choices about their money. His articles have appeared in many national publications, including AARP The Magazine, Consumer Reports, Details, Maxim, Men's Journal, Cosmopolitan, Reader's Digest, and Real Simple. He also contributes regularly to professional financial journals, such as Wealth Manager and Financial Planning. The author or coauthor of two dozen nonfiction books, Wild's last work (prior to the one you're holding in your hand) was The Unofficial Guide to Getting a Divorce, coauthored with attorney Susan Ellis Wild, his ex--wife--yeah, you read that right--and published by Wiley. No stranger to the mass media, Wild has shared his wit and wisdom on such shows as Oprah, The View, CBS Morning News, and Good Day New York, and in hundreds of radio interviews. Wild holds a Master of Business Administration (MBA) degree in international management and finance from Thunderbird, the Garvin School of International Management, in Glendale, Arizona (consistently ranked the #1 school for international business by both U.S. News and World Report and the Wall Street Journal); a Bachelor of Science (BS) degree in business/economics magna cum laude from American University in Washington, D.C.; and a graduate certificate in personal financial planning from Moravian College in Bethlehem, Pennsylvania (America's sixth oldest college). A member of the National Association of Personal Financial Advisors (NAPFA) since 2002, Wild is also a long--time member and board member of the American Society of Journalists and Authors (ASJA).