Contents
Foreword by Robert Kiyosaki
I Love My Credit Cards xi
Part One-Credit and Debt
Chapter One An Introduction to the Credit System 3
Chapter Two The Psychology of Debt 9
Chapter Three Health Effects of Debt 15
Chapter Four Beat the Lenders At Their Own Game 19
Chapter Five Debt Consolidation 35
Chapter Six Getting Help 43
Part Two-Emergency Measures for Crisis Debt Situations
Chapter Seven Car Loan Troubles 61
Chapter Eight Mortgage Troubles 67
Chapter Nine Student Loans 75
Chapter Ten When You Owe Taxes 81
Chapter Eleven Military Matters 85
Chapter Twelve Debt Collectors 89
Part Three-Great Credit
Introduction 101
Chapter Thirteen Credit Reports 105
Chapter Fourteen Credit Scores 127
Chapter Fifteen Credit Repair 149
Chapter Sixteen Common Credit Report Problems 171
Chapter Seventeen Scams 187
Chapter Eighteen Winning With Credit 203
Appendix A Sample Letters 207
Appendix B Worksheets 213
Appendix C Resources 221
Index 227