This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US.
This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US.
Alan Brener is Deputy Director of the Centre for Ethics and Law at University College London and a Teaching Fellow at University College London's Law Faculty. He has a PhD from Queen Mary University of London and LLM from UCL. He has worked for many years in financial services and its regulation.
List of figures
Acknowledgements
1 Introduction - housing, mortgages and society
2 Macroprudential policies: rationale, scope and issues
3 Macroprudential policy instruments
4 US mortgage conduct of business regulatory policy
5 Conduct of business mortgage regulation in the UK
6 The political legitimacy of using macroprudential policy instruments
7 US Federal intervention in the housing market and possible lessons from the Veterans Administration
8 Housing markets: the political and macroprudential policy implications
9 Conclusion
Appendix: list of abbreviations
Bibliography
Index