If you are coming up to retirement, you are about to embark on the biggest changes to all aspects of your life since you left school or said ggodbye to your student days. It can be disquieting or exciting - and probably a bit of both. Along with much else, it will necessitaite changes to the way you deal with your finances in order to secure your future. This book takes a comprehensive and straightforward look at how to tackle such important finacial issues. From how to convert pension schemes into working income, and what to do about State pensions and when to start planning, this guide offers a huge variety of options. Clearly explained are ways to benefit from tax in retirement, investment planning, unit trusts and how to draw up a will for maximum efficiency.