"The Tricks of the Rich" gives you the basics of "financial intelligence", so you can start to understand and then take control of your money. Learn about the Golden Rules, borrowing to create wealth, how tax-breaks help you to make money, and how to avoid biased or isolationist advice - and then put it all together in an Action Plan, so that you achieve your dream of financial freedom. Paul Overy's advice is to: recognise financial advisers for what they are; stop borrowing for consumer goods; get rid of credit cards; pay attention to how you repay debt; consider everything before making a tax-based investment; turn liabilities into assets; change the way you earn your income; ignore retirement allowances at your peril; and always remember (and use) the Golden Rules.