A must for anyone faced with a self-assessment form.' Start Your Business Magazine Every year millions of people overpay their tax. Don't be one of them! The Financial Times Guide to Personal Tax is the definitive book on how to complete your self-assessment tax return and how to save tax. Written in an easy -to-understand and jargon-free language, it is designed to make an unpleasant task as easy as possible. This annually updated guide includes the latest information from the April 2009 Budget and explains the rules for income tax, capital gains tax, inheritance tax, pre-owned assets tax and national insurance. Divided in to two parts, the first shows you how to plan your affairs and minimise your tax bills while the second takes you step-by-step through completing your tax return. The guide will help you: * Save money, with over 200 tax-saving tips * Pay as little tax as legally possible* Identify ways to cut your tax bill for this year, last year, and even more distant tax years * Beat the submission deadlines and avoid new penalties * Make the most of rules to help taxpayers through the credit crunch* Understand your tax bill and challenge it if it is wrong Sara Williams is a former investment analyst and financial journalist, and for many years wrote for Which? including the Which? Tax-Saving Guide and the Which? Book of Tax. She is also the author of The Financial Times Guide to Business Start Up. Sara is now the CEO of AIM-listed Vitesse Media, an online, events and print media business. She is a qualified investment manager and adviser. Jonquil Lowe worked for several years as an investment analyst in the City. She is the former head of the Money Group at Which?, a past editor of the Which? Tax-Saving Guide and was for many years a regular contributor to Which? Way to Save Tax. Jonquil is the author of over 20 books, including Be Your Own Financial Adviser, Giving and Inheriting, The Pension Handbook, Money in Retirement, Save and Invest and the Child Poverty Action Group Personal Finance Handbook.