GUIDE TO MUTUAL FUNDS SECOND EDITION Picking actively managed mutual funds is no mean challenge. And as the recent era underscores, past performance is of little help. The Morningstar Guide to Mutual Funds helps cut through the fog with a solid volume of constructive information. The central message----a truly diversify, keep it simple, focus on costs, and stick with ita ----is not only timeless, it is priceless. ----John C. Bogle, founder and former CEO, The Vanguard Group Successful investors know they must do their own due diligence. Morningstar has done much of that homework in this guide. Leave it to Morningstar to get it right, offering smart ways to pick, build and monitor a portfolio. Ita s a commonsense guide that should grace every investora s shelf. ----Ted David, CNBC Anchor Therea s nothing Morningstar doesna t know about mutual funds. And at last, for ready reference, therea s a book. Youa ll find everything here you need to know about managing fund investments, inside or outside a 401(k). ----Jane Bryant Quinn, Newsweek columnist and author of Making the Most of Your Money