"A page-turning story about the past, present and future of money and banking from one of the world's leading global financial analysts." * Antony Jenkins, former CEO of Barclays and Founder of 10x Technologies *
"Future Money is a must-read for anyone looking to understand how the financial services industry is evolving at an unprecedented pace. Ronit Ghose, as one of the world's leading financial analysts, has always been at the forefront of identifying industry defining trends. In this book, he does a fantastic job describing how the banking landscape is fundamentally being disrupted. This is an essential guide for anyone seeking a deeper understanding of the forces reshaping the financial services landscape." * Jeff Tijssen, Expert Partner & Global Head of Fintech at Bain & Company *
"Future Money shares the challenges of disrupting an industry which had barely changed in decades. Ronit Ghose skilfully covers the strategies of the key players in fintech together with the highs - and lows - of our individual approaches, which have reshaped how we all bank today." * Anne Boden, Founder of Starling Bank *
"Future Money is a highly readable and genuinely global guide to current trends in digital finance, from one of the most well-placed and well-informed observers in the industry today. If you want to know more about the worlds of digital payments, neobanks, central bank digital currencies (CBDCs), stable coins and crypto currencies, and even the future of the US dollar, Ronit Ghose's book will prove an excellent resource. All of this is given context by an engaging and concise account of the origins of money and the evolution of the modern global financial system. Overall, a highly recommended read." * Jonathan Larsen, Chairman & CEO of the Ping An Global Voyager Fund *
"Ronit Ghose is a leading thinker in global financial services. He is forward looking with insights which have practical underpinnings. His approach in Future Money is not episodic but one which takes the reader along a continuum taking in the past and the present and weaving in what is to come. This book enables different stakeholders in financial services to draw upon its insights to act and adapt to stay relevant as the future becomes the present." * Naveed Sultan, Former Chairman, ICG, Citigroup *
"To understand the future of finance, you need to look into the history, lineage and evolution of money. Future Money is not your typical fintech book. Ronit Ghose offers a book that is deeply intellectual with fascinating insights. A thoroughly enjoyable read." * Bryan Zhang, Co-Founder & Executive Director, Cambridge Centre for Alternative Finance, University of Cambridge Judge Business School *
"Money itself has been evolving rapidly for centuries. Yet the period of digital acceleration we are in brings unprecedented challenges and opportunities for money and those who work around its issuance, exchange, settlement and distribution. Future Money is a timely and essential volume for all curious minds." * Leda Glyptis, Author of Bankers Like Us and senior fintech executive *
"Future Money is an insightful work that takes readers on a captivating exploration of innovation and strategy in the realm of future finance. Ronit Ghose seamlessly connects theory with practical application. His book serves as an indispensable guide for grasping the intricacies of the digital financial landscape and understanding its future." * Deniz Guven, Partner at Further Ventures and Founding CEO of Mox Bank *
"The future of money is here. Ronit Ghose's Future Money provides you with a window to explore and understand it in a fun and insightful way." * Henri Arslanian, Author of The Book of Crypto and The Future of Finance *
