The Loan Officer's Practical Guide to Residential Finance by Thomas A Morgan

The Loan Officer's Practical Guide to Residential Finance by Thomas A Morgan

The work presented in this PhD thesis is the result of research carried out at the Center for Sensory-Motor interaction (SMI) at Aalborg University (Denmark) in the period from September 2009 to March 2013. The research was supported by the Danish Research Council for Technology and Production (FTP). During this project five months, between April and August 2011, were spent at Duke University, Durham, NC, USA in collaboration with Dr. Warren M. Grill. This thesis investigates the basic methodology behind the human nociceptive withdrawal reflex (NWR). The aims of this thesis were to investigate this methodology as a potential way of reducing the variability of NWR assessment and, if possible try, to discover methods which could help to reduce this variability. In order to fulfill these aims electrophysiological experiments, advanced mathematical modeling and anatomical studies were applied to investigate the elicitation and recording of the NWR. This thesis contains four chapters. The Introduction presents the reader to the background and motivation for this project and gives a general overview of the PhD thesis. The Methods chapter introduces the used methods and elaborates the background for choosing them. The Results chapter presents and discusses the main findings in this thesis; in addition, all these findings are further elaborated in the original papers. The Conclusions chapter sums up the main findings and the impact on the state of the art, and finally looks at the perspectives towards future studies. The thesis is based on three original papers that all are either published in, or submitted to, peer-reviewed journals. In addition one submitted peer- reviewed paper and several conference abstracts were based on the research conducted in this project.

Thomas Morgan, (53) founder and director of QuickStart Publications, lendertraining.com and Loan Officer Bootcamp, attended New York University until 1983. He joined the mortgage business in 1983 to review closing documentation for a multifamily lender. Thomas entered residential lending in 1985. He was a top producing loan officer with Wye Mortgage, Citicorp, American Residential-Chase and FMI, and was also a branch and area manager until opening his own mortgage firm, Hamilton Mortgage, in 1992. Along the way he processed, underwrote, closed, funded or serviced over $585,000,000 in mortgages. At Hamilton he developed an internal training program for loan officers and operations staff. There was so much demand for quality training that, in 1996, he formed QuickStart Mortgage Training. Since then QuickStart has trained over 22,000 loan officers, processors, underwriters and closers, and developed internal training programs for over 1500 banks, credit unions and mortgage companies, including 4 top 25 national lenders. He is the author of 16 mortgage related books. He is a certified trainer for ILCPE, Top Producer, EZ Mortgage, Byte, and Calyx. He is approved in the states of IL, IN, TX, MD, NC, SC, KY, OH, UT, WV, and WI. Among the books and articles Thomas has written is the Practical Guide series of text books on all facets of the mortgage industry. These are written from the perspective of the professional industry participant, not from an outsider. This series includes text books on loan origination, loan processing, mortgage sales and marketing, regulatory compliance and business planning and management. In addition to attending New York University, Thomas Morgan has also attended University of Maryland - University College, University of the District of Columbia - School of Urban Planning, and George Mason University. Thomas lives in Potomac, Maryland, with his wife, Karen, and two children, Taylor and Matthew.

SKU	Unavailable
ISBN 13	9780971820500
ISBN 10	0971820503
Title	The Loan Officer's Practical Guide to Residential Finance
Author	Thomas A Morgan
Condition	Unavailable
Binding Type	Paperback
Publisher	QuickStart Publications
Year published	2012-05-01
Number of pages	206
Cover note	Book picture is for illustrative purposes only, actual binding, cover or edition may vary.