An examination of the financial problems that will face 30- and 40-somethings when they retire. The text also offers advice on how to come out ahead, using investment and employment opportunities in the pharmaceutical and financial service industries. The author explores the discrepancies in the benefits structures of various countries, from Chile to Singapore, analyses the coming savings boom and describes how the continuing increase in population of working age in developing countries and the declining number of workers in the ageing societies of the West will redraw the economic power map of the world in the early 21st century.